Flexwork retirement provision check for companies

Retirement provision is also a matter for the boss: How up-to-date is your company's pension fund solution? More and more people are working part-time, multiple jobs or in other forms of employment. Get an overview in just five minutes with the retirement provision check:

You will find out how well your pension fund solution meets the requirements of the modern working world.

You can check the most important points in a interactive way.

You will receive specific tips on how to optimize your occupational retirement provision so that you can position yourself as an attractive employer.

minimum

conventional

modern

forward-looking

Flexwork retirement provision check

The following is the status of your responses to date

minimum

conventional

modern

forward-looking

Minimum

retirement provision solution

Your pension solution only covers the statutory minimum. Unfortunately, this is no longer sufficient for adequate old-age provision these days.

Our tips

What will it achieve? What does it cost? What to consider?

This allows you to provide more flexible and comprehensive coverage for your employees:

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Adjust the coordination deduction to the workload, reduce it or cancel it

–

Enable savings contributions to be paid in despite career breaks

–

Introduce early retirement savings (from 18 years of age)

This way, your pension solution will be perfectly tailored to your company's entire payroll spectrum:

–

Raise the insured maximum wage in order to insure higher wage components

–

Reduce the entry threshold or eliminate it

–

Set higher savings rates

This enables you to fulfill your responsibility as an employer even better:

–

Assume higher savings- and/or risk contributions

–

Book an information event to educate your employees

Flextime working models

Minimum age

At what age do your employees start saving in the pension fund?

25

What rules apply?

Part-time employment

Is workload taken into account in your retirement provision?

Why is this important?

Career breaks

How many months do your employees continue to be insured during career breaks?

0

How does this typically work?

Salary

Entry threshold

From what annual income are your employees insured?

22’050CHF

From which salary is one compulsorily insured?

Maximum insured salary

Up to what maximum annual salary are your employees insured?

88’200CHF

What is the maximum salary for compulsory insurance?

Improved savings scale

Do you offer your employees the opportunity to save more in the pension fund than required by law?

What does the law say?

Share of imputation bonus

In your BVG solution, to what percentage are bonuses added to the relevant salary?

100

Is the bonus also insured?

Financing

What percentage of the contributions do you pay as an employer?

50

What does the law say?

Security

Do your employees have better coverage for disability and death than required by the BVG? (Survivors' pension, children's pension)?

What risk coverage does the BVG prescribe?

Information on retirement planning

Do your employees receive other information about their pension fund besides the pension certificate?

What information options are there?

Thank you very much!

You have answered all the questions. Would you like to see the results now?

What does your personal pension look like? Do you want to live your dreams into old age? Get an overview in just 5 minutes with the Vita Pension Calculator

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Your information serves as the basis for determining the location. We use simplifications and statistical empirical values, because we do not know your pension fund solution in detail. The more information you provide, the more applicable our tips will be to your company; however, these do not replace an individual consultation.